The Alabama Legislature

This act, until June 1, 2029: (1) requires health care insurers to reimburse in-network and out-of-network emergency medical service (EMS) providers for responding to emergency calls at minimum rates according to Medicare reimbursement rates; (2) prohibits EMS providers from billing patients for outstanding ambulance fees in excess of the amount reimbursed by insurance; (3) imposes dispute resolution guidelines when insurers and EMS providers disagree regarding reimbursement; (4) requires EMS providers and insurers to annually report to the Alabama Department of Public Health certain data concerning emergency ambulance response and emergency ambulance-related claims; and (5) requires the Alabama Association of Ambulance Services to contract with a consultant with expertise in risk management and insurance to submit a report on the impacts of this act's requirements to the Legislature by December 1, 2028. This act also amends Sections 10A-20-6.16 and 27-21A-23, Code of Alabama 1975, to subject health care service plan corporations and health maintenance organizations to this act.